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Inside Section 2
Personal loan - Definitions ] [ Banks ]


A bank is often your choice as the financial institution that lends you money. It acts as a payment agent for customers, and borrows and lends money. In some countries banks are owners of corporations, while in other such as the US banks are prohibited from such ownership.
As a customer your bank borrows money by accepting funds deposited on accounts, while issuing debt securities such as banknotes and bonds. Banks lend money by making advances to customers on current account, by making instalment loans, and by investing in marketable debt securities and other forms of lending. You will find many types of personal loan in a typical bank.

List of major US banks:

1.Bank of America 
2.JPMorgan Chase Bank
3.Wachovia Bank
4.Wells Fargo Bank

Other countries:
Canada - Bank of Canada
China - People's Bank of China, Industrial and Commercial Bank of China
Germany - Deutsche Bundesbank, European Central Bank
India - Reserve Bank of India, Bank of India, Axis Bank
Ireland - Allied Irish Banks
Japan - Bank of Japan, The 77 Bank
Monaco - Banque J.Safra (Monaco), BNP Paribas Private Bank Monaco
Norway - DnB NOR
Russia - Alfa Bank
Switzerland - Arab Bank, Julis Baer Group
Taiwan - Bank of Taiwan
United Kingdom - HBOS, Barclays Bank, HSBC Bank UK, Bank of England

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