If you need a loan fast, many credit companies have specialized in
this. You can get a loan in just a few minutes by calling a
"hotline". The credit company is then making a search to find
your record. If your income is OK, and you does not have a "bad
credit" record, you will be granted a loan.
Fast loans or fast credit is very handy if you need a new washing
machine, TV, stereo, DVD player, CD player, computer or similar and does
not have the money at hand. Often the stores selling these types of
items (TV, CD-player etc.) also can help you applying for a fast loan.